Novel Patterns delivers purpose-built technology for banks, NBFCs, HFCs, fintech lenders, wealth managers, PMS firms, AIF managers, and financial institutions — covering every operational layer from underwriting to reconciliation.
Every solution maps to a product in the Novel Patterns ecosystem. Filter by product to see the full capability set.
Every solution is purpose-built for BFSI workflows — not adapted from generic software.
Novel Patterns serves banks, NBFCs, HFCs, fintech lenders, microfinance institutions, wealth managers, PMS firms, AIF managers, insurance companies, and other financial institutions across lending, investment operations, onboarding, and risk management.
CART focuses on lending and credit intelligence — bank statements, ITR/GSTR, bureau checks, salary slips, underwriting, and early stress detection. GENESIS covers investment operations — PMS, AIF, asset management, hedge funds, family offices, and wealth management. MYCONCALL handles digital customer interactions — video KYC, personal discussions, corporate onboarding, and BFSI service delivery. HAWKEYE provides portfolio monitoring and risk intelligence — continuous monitoring, early stress signals, and pre-NPA detection.
Each solution can be deployed independently. Institutions can start with a single solution — such as bank statement analysis or video KYC — and expand to adjacent solutions as needs evolve. The products are designed for modular adoption with clean API interfaces.
All solutions are built with data security as a foundational design principle — including encryption, access controls, audit logging, and role-based permissions. Regulatory compliance is embedded into product logic, aligned with RBI, SEBI, AMFI, IRDAI, and PFRDA guidelines relevant to each product.
Implementation timelines vary by solution complexity. Simple API-based solutions like bank statement analysis can be live in days. Platform implementations involving workflow configuration and integrations typically take 4–12 weeks depending on scope and existing infrastructure.
Yes. All Novel Patterns products expose RESTful APIs for integration into existing technology stacks — including LOS platforms, CBS systems, CRM tools, and data warehouses. Pre-built connectors are available for common enterprise systems.
Schedule a focused demonstration with a solutions specialist. No generic pitches — just a conversation about your specific workflows and challenges.