We are a team of fintech builders, ex-bankers, and AI engineers united by one belief — India's financial institutions deserve enterprise-grade intelligence, not legacy software.
Founded 2017 · Noida, India
Trusted by 150+ businesses across India's financial sector
Your partner for business success
"India's financial institutions deserve enterprise-grade AI, not legacy software — and that is why we built Novel Patterns."
Founded in 2017 and headquartered in Noida, Novel Patterns was built by a team that understood firsthand how outdated technology slows down India's financial sector. We set out to bridge that gap with AI-powered, cost-effective platforms purpose-built for large businesses in the BFSI and corporate sectors.
From automating loan underwriting to managing investment fund operations and enabling compliant video engagement — every product we build drives measurable results: faster decisions, lower costs, and smarter risk management.
Novel Patterns Team
Noida, India · Founded 2017
Innovating today, shaping tomorrow — our commitment to excellence underpins every product we build.
We envision a future where every financial institution — regardless of size — has access to enterprise-grade AI. A world where lending decisions are made in seconds, fund operations run seamlessly, and client engagement is deeply personalized.
Our mission is to empower businesses by delivering innovative, cost-effective financial solutions — reducing costs, maximizing efficiency, and enabling our clients to achieve their most ambitious goals.
Experienced builders who bring deep expertise across fintech, banking, and enterprise technology.
Leadership Team
Visionary architect of NP's product DNA — blends deep fintech expertise with AI-first thinking to build enterprise solutions for India's financial sector.
Connect →Operations & scale expert who built NP's client success engine from zero. Specialises in enterprise deployment across India's banking & lending institutions.
Connect →Leading Novel Patterns' vision and growth, Ashwani brings executive acumen and a passion for transforming India's financial infrastructure.
Connect →Drives NP's strategic partnerships and go-to-market strategy, with deep expertise in financial services and enterprise technology alliances.
Connect →Shapes the product roadmap across CART, Genesis and MyConCall — relentlessly focused on user needs and measurable business outcomes.
Connect →Leads NP's revenue engine — builds relationships with BFSI clients and shapes the brand's voice across India's financial ecosystem.
Connect →Designs the high-performance, scalable architecture behind CART and Genesis — ensuring reliability and speed at enterprise scale.
Connect →System architecture specialist who ensures NP's platforms are built for the demands of large-scale BFSI operations — robust, secure and future-proof.
Connect →A proven track record of measurable success across India's financial sector — in numbers.
"C.A.R.T SaaS has completely transformed our loan processing. Credit assessment automation boosted our monthly capacity from 1,200–1,500 to over 5,000 loans — a change I wouldn't have believed possible."
"Novel Patterns reduced our loan processing time from 4 days to under 2 minutes. The explainability of every AI decision was critical for our regulatory compliance team."
"The fraud detection module saved us over $5M in six months. Real-time alerts and round-trip detection are absolute game-changers for our lending operations at scale."
"Genesis cut our fund reporting time by 60%. Regulatory compliance is now fully automated and our team focuses on portfolio decisions instead of paperwork."
"MyConCall increased our monthly client intake from 150–200 all the way to 500. Investor communications became effortless and the team is far more productive."
"The onboarding was seamless — we went live in under 3 weeks. The team's domain expertise in BFSI made the entire integration feel completely effortless from day one."
Schedule a live demo tailored to your institution, or send us a message — our team responds within one business day.