MYCONCALL — Digital Customer Interaction

Video-First Service Platform
for BFSI Institutions

Extend video-enabled digital interactions across every dimension of financial institution operations — customer onboarding, regulatory KYC, investment advisory, insurance services, claims processing, audit interactions, and partner management. MYCONCALL provides a single, compliant video platform that serves the full breadth of BFSI use cases.

Banks + NBFCs
Insurers & Brokers
RBI + IRDAI
Compliance-Ready
50+
BFSI Use Cases
Enterprise
Grade Platform
The Problem

Why Existing Approaches Fall Short

Manual processes, fragmented tools, and legacy systems create compounding inefficiencies that limit speed, accuracy, and risk visibility.

BFSI Customer Interactions Are Still Predominantly Physical
Despite digital transformation investments, most high-value BFSI interactions — account servicing, insurance policy issuance, investment advisory, loan sanctions — still require physical presence or slow courier-based documentation.
Regulatory Compliance for Video Interactions is Complex
RBI, SEBI, IRDAI, and PFRDA have specific requirements for digital customer interactions — consent management, recording obligations, storage norms, and audit trail requirements — that generic video platforms cannot address.
Agent Productivity is Constrained by Geography
Specialist staff — product advisors, underwriters, senior relationship managers — can only serve customers within travel range, limiting reach and utilization of high-value human capital.
Customer Experience Expectations Continue to Rise
Customers expect immediate, on-demand service delivery comparable to consumer digital experiences — hard to deliver when customer-facing workflows depend on physical attendance.
BFSI Video Interaction Gaps Today
Physical attendance required for most high-value transactions
Generic video tools not compliant with BFSI regulatory requirements
Specialist staff productivity limited by geographic constraints
Customer interactions undocumented and unaudited
Internal BFSI workflows still dependent on physical meetings
Cross-institution interactions (regulator inspections, audits) require travel
How It Works

How MYCONCALL Enables BFSI-Wide Video Services

A regulatory-compliant, enterprise-grade video platform purpose-built for the full spectrum of BFSI interactions.

Step 01
Interaction Configuration
Configure MYCONCALL for specific interaction types — customer onboarding, regulatory KYC, advisory sessions, claims processing, audit meetings — with appropriate workflows, recording settings, and documentation requirements.
Step 02
Participant Invitation & Scheduling
Invite customers, agents, or third parties via link, SMS, or email — with scheduling, reminders, and preparation instructions for each interaction type.
Step 03
Identity & Consent Management
Pre-session identity verification and explicit consent collection — configurable for each regulatory framework (RBI, IRDAI, SEBI) and interaction purpose.
Step 04
Structured Session Delivery
Guided session workflows with interaction-specific scripts, checklist items, and required documentation steps — ensuring compliance and consistency across every session.
Step 05
Recording, Transcription & Documentation
Automatic session recording, AI transcription, structured summary generation, and document attachment — creating a complete interaction record for every session.
Step 06
System Integration & Workflow Continuation
Session outcomes, identity verification, and documentation automatically routed to downstream systems — LOS, CRM, policy admin, or claims systems — for workflow continuation.
Key Capabilities

BFSI Video Platform Capabilities

Enterprise-grade video capabilities covering the full spectrum of BFSI customer and institutional interactions.

RBI & IRDAI Compliant Video KYC
Video KYC workflows compliant with RBI customer due diligence regulations and IRDAI insurer KYC requirements — with required recording specifications, consent documentation, and agent training standards.
Insurance Policy Issuance & Servicing
Video-enabled life and health insurance policy issuance — pre-sales disclosure, proposal form completion, medical questionnaire, and policy document explanation via video with regulatory documentation.
Investment Advisory Video Sessions
SEBI-compliant video advisory sessions for wealth management and investment advisory — with recorded advice documentation meeting SEBI RIA requirements.
Claims Video Assessment
Video-enabled claims assessment for insurance and lending — remote inspection, claimant interview, damage documentation, and claim investigator workflow.
Regulatory Inspection Support
Video interaction infrastructure for RBI, SEBI, IRDAI inspection processes — organized document presentation, management meeting facilitation, and audit trail documentation.
Agent & Partner Training
Live and recorded video training for agents, DSAs, and business correspondent networks — with assessment workflows, certification tracking, and training record management.
Internal Decision-Making Meetings
Enterprise video for credit committee meetings, board presentations, inter-branch reviews, and internal governance — with formal meeting documentation and minutes.
Multi-Party Video Workflows
Support for multi-participant sessions — loan co-applicant verification, joint account holders, trustee panels, or consortium meetings — with individual identity verification and recording.
Branded Customer Experience
White-labeled video interface reflecting the institution's brand identity — with custom waiting rooms, agent identification, and branded interaction materials.
Business Impact

Measurable Outcomes for Your Institution

Our customers report consistent improvements across turnaround time, accuracy, operational efficiency, and risk management.

50+
BFSI Use Cases Supported
Single platform serving customer onboarding, regulatory compliance, advisory, claims, and operations
100%
Regulatory Compliance
All interaction recordings, consents, and documentation meeting applicable regulatory requirements
Specialist Staff Reach
Senior advisors, underwriters, and specialists serve customers beyond geographic constraints
60%
Faster Service Delivery
Video-first workflows replace physical visits and courier documentation across service types
Who It's For

Built for the Teams That Matter Most

Designed with input from practitioners across credit, risk, operations, compliance, and technology functions.

Retail Banking Teams
Deliver account opening, KYC, and customer service interactions digitally — extending reach while maintaining compliance and documentation standards.
Insurance Companies
Enable policy issuance, pre-sales disclosures, claims processing, and customer service through IRDAI-compliant video workflows.
Investment & Wealth Advisory Firms
Conduct SEBI-compliant advisory sessions, portfolio reviews, and client onboarding interactions via recorded, documented video.
Compliance & Regulatory Affairs Teams
Manage regulatory inspection interactions, audit meetings, and compliance communications with complete video documentation.
Training & Learning Development Teams
Deliver agent, advisor, and staff training through video — with certification tracking, content management, and training record keeping.
Operations & Technology Teams
Enterprise-grade video infrastructure with BFSI-specific compliance configurations, API integrations, and institutional security standards.
Use Cases

Real Scenarios. Practical Results.

How financial institutions apply this solution across their business operations.

Use Case 01
Bank Account Opening Video KYC
Complete RBI-compliant video KYC for savings and current account opening — with identity verification, liveness detection, and consent documentation meeting all regulatory specifications.
Bank KYCAccount OpeningRBI Compliance
Use Case 02
Life Insurance Policy Issuance
Conduct IRDAI-compliant life insurance pre-sales disclosure and policy issuance — with agent explaining product terms, customer consent, and proposal form completion via video.
Life InsuranceIRDAI CompliancePolicy Issuance
Use Case 03
Investment Advisory Session Documentation
Record and document wealth advisory sessions for SEBI RIA compliance — creating an advice record that captures product recommendations, risk disclosures, and client responses.
Investment AdvisorySEBI RIAAdvice Documentation
Use Case 04
Motor Insurance Claims Video Assessment
Enable claims investigators to conduct remote vehicle damage assessments via video — replacing physical inspection for straightforward claims while maintaining documentation integrity.
Motor InsuranceClaims AssessmentRemote Inspection
Use Case 05
Business Correspondent Network Training
Train and certify a distributed BC network through video — delivering product training, regulatory compliance content, and operational procedures with assessment and certification tracking.
BC NetworkAgent TrainingFinancial Inclusion
Use Case 06
RBI Regulatory Inspection Facilitation
Facilitate RBI inspection team interactions digitally — organized document presentation, management meeting scheduling, and inspection record documentation via MYCONCALL's institutional video platform.
RBI InspectionRegulatory AffairsCompliance
FAQs

Frequently Asked Questions

Which regulators' requirements does MYCONCALL meet for BFSI video interactions?

MYCONCALL is designed to meet video interaction requirements across all major Indian financial regulators — RBI (video KYC, customer due diligence), IRDAI (life and general insurance KYC), SEBI (investment advisory documentation), and PFRDA (NPS subscriber verification). Each regulatory framework has specific requirements around recording format, storage duration, consent documentation, and agent certification that are embedded in MYCONCALL's configuration.

Can MYCONCALL serve both customer-facing and internal institutional interactions?

Yes. MYCONCALL serves multiple interaction categories: customer-facing (KYC, advisory, servicing, claims), regulatory (inspection support, audit interactions), internal (credit committee, governance meetings), and partner/network (agent training, DSA management, BC interactions). Each category has appropriate configuration and documentation requirements.

How does MYCONCALL handle high-volume BFSI video interactions at enterprise scale?

MYCONCALL is built on enterprise-grade infrastructure with horizontal scaling for concurrent session volumes. For institutions conducting hundreds or thousands of video sessions daily, MYCONCALL provides dedicated capacity allocation, SLA-backed availability, burst capacity management, and enterprise support tiers.

How long are MYCONCALL video session recordings stored?

Recording retention is configurable per interaction type and regulatory requirement. RBI video KYC recordings must be stored for a minimum of 1 year. IRDAI insurance KYC recordings for life products must be retained for the policy duration. MYCONCALL provides configurable retention policies per interaction category, with automated archival and secure deletion workflows.

Does MYCONCALL support white-labeling for BFSI institutions?

Yes. MYCONCALL is fully white-labeled for enterprise BFSI deployments — institution branding in the video interface, custom waiting rooms, agent identification, and branded communication (invitation emails, SMS). Customers interact with what appears as the institution's own video service, not a third-party platform.

How does MYCONCALL integrate with insurance policy admin and banking CBS systems?

MYCONCALL provides RESTful APIs for downstream system integration. Session outcomes, identity verification results, and documentation automatically flow to connected systems — creating insurance policy records, updating CBS customer records, or triggering loan origination steps — without manual re-entry. Pre-built connectors are available for major insurance policy admin and banking core systems.

Extend Video-Enabled Services Across Your BFSI Operations

Schedule a demonstration and explore how MYCONCALL's BFSI-specific video platform fits the full range of your institution's customer, regulatory, and operational interaction needs.